The Nivio service is provided through www.nivio.com, which is owned by SMX iNET Global Services SA of Place du Marche 3, CP 156, 1860 Aigle, Switzerland. We take your privacy seriously. Please read the following to learn more about our Privacy Policy.

	1.1 This Privacy Policy covers how we treat personal information that we collect and receive from users of the Nivio service, including information related to past use of our services and correspondence/communications with us. Personal information is information about you that is personally identifiable, such as your name, address, e-mail address and/or or telephone number, and which is not publicly available. 1.2 This policy does not apply to the practices of companies that we do not own or control or to people that we do not employ or manage.

	2.1 We collect personal information when you register for the Nivio service, when you use the Nivio service, when you visit our website at www.nivio.com and/or any of the websites of our partners, when you enter or subscribe for promotions run by us and/or when you enter into transactions with us and/or some of our business partners. We may combine personal information about you that we have already collected with other information that we obtain from business partners or other companies. 2.2 When you register for the Nivio service, we ask for information such as your name, e-mail address, postal code and telephone number. So, once you have registered with the Nivio service, you are not anonymous to us. However, we ask for the minimum amount of personal information required to provide and maintain our services to you and we will never collect sensitive personal information about you without your prior and explicit consent. 2.3 We also automatically receive and record information on our server logs from your browser, including your IP address, cookie information and the web-pages you access. 2.4 We use your personal information for the following general purposes: to customize the advertising and content you see, to fulfil your requests and requirements for products and services, to improve the quality of the services that we provide to you, to contact you as and when necessary, to conduct research and to provide anonymous reporting for internal and external clients.

	3.1 We do not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services that you have requested, when we have your permission or under the following circumstances: (a)we may provide your personal information to trusted commercial partners who work in conjunction with us in providing the Nivio service, subject always to appropriate confidentiality agreement - these companies may use your personal information to help us communicate with you about offers from us and/or our marketing partners, but these companies do not have any independent right to share or use your personal information; or (b)to respond to subpoenas, court orders or other legal process or to establish or exercise our legal rights or defend against legal claims; (c)if we believe it is necessary to share your personal information in order to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms and Conditions of Use, or as otherwise required by law. 3.2 We may also transfer your personal information if we, or any of our services, are acquired by (or merge with) another company. In this event, we will notify you before any information about you is transferred and becomes subject to a different privacy policy. 3.3 We may also display targeted advertisements based on the personal information relating to our users. Some advertisers may assume that people who interact with, view, or click on targeted advertisements meet the targeting criteria. We do not provide any personal information to any of our advertisers. However, by interacting with or viewing an advertisement, you are accepting the possibility that the advertiser will assume that you meet the targeting criteria used for that advertisement.

	Our website at www.nivio.com uses cookies (i.e. small pieces of text that our servers place into a file on a computer's hard drive). Cookies are used to save your preferences and login information, and to provide personalized functionality. You can reject cookies by changing your browser settings, but please be aware that this will disable some of the functionality on our website at www.nivio.com.

	5.1 You can edit your personal account information, including your personal preferences, at any time. New categories of marketing communications may be added from time to time. Users can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages that they receive. 5.2 We reserve the right to send you certain communications relating to our service, such as service announcements, administrative messages and newsletters that we consider to be integral to the maintenance of your account, without offering you the opportunity to opt-out of receiving them.

	6.1 We limit access to personal information about you to those of our employees who we believe reasonably need to come into contact with that information in order to provide products or services to you or otherwise in order to fulfil their duties. 6.2 We also have physical, electronic, and procedural safeguards that protect personal information about you from unauthorised access, disclosure or use. Your account information is password-protected and your account password is encrypted.

	We may update this Privacy Policy at any time. By continuing to use the Nivio service (or any part thereof), you automatically accept the terms of the amended Privacy Policy. Latest revision: 14th August 2007.

If you have questions or suggestions regarding this Privacy Policy, please contact us. If you have objections to this Privacy Policy, or any aspect thereof, you should not access this website or use any of our services.